- access the Services; and
- download or print a copy of any portion of the Content to which you have properly gained access.
- confirm that you have read and agree with our "
PROHIBITED
ACTIVITIES
" and will not
post, send,
publish, upload, or transmit through the Services any Submission
- to the extent permissible by applicable law, waive any and all moral rights to any such Submission ;
- warrant that any such Submission
- warrant and represent that your Submissions do not constitute confidential information.
- Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
- Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.
- Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services and/or the Content contained therein.
- Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services.
- Use any information obtained from the Services in order to harass, abuse, or harm another person.
- Make improper use of our support services or submit false reports of abuse or misconduct.
- Use the Services in a manner inconsistent with any applicable laws or regulations.
- Engage
in unauthorized
- Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Services.
- Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
- Delete the copyright or other proprietary rights notice from any Content.
- Attempt to impersonate another user or person or use the username of another user.
- Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats ("gifs"), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as "spyware" or "passive collection mechanisms" or "pcms" ).
- Interfere with, disrupt, or create an undue burden on the Services or the networks or services connected to the Services.
- Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Services to you.
- Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services.
- Copy or adapt the Services' software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
- Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services.
- Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Services, or use or launch any unauthorized script or other software.
- Use a buying agent or purchasing agent to make purchases on the Services.
- Make
any unauthorized
- Use the Services as part of any effort to compete with us or otherwise use the Services and/or the Content for any revenue-generating endeavor or commercial enterprise.
- Use the Services to advertise or offer to sell goods and services.
- Sell or otherwise transfer your profile.
- The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party.
- You are the creator
and owner
of or have the
necessary licenses,
rights, consents, releases, and permissions to use and to
- You have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Services and these Legal Terms.
- Your Contributions are not false, inaccurate, or misleading.
- Your Contributions
are not
unsolicited or
unauthorized
- Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).
- Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.
- Your Contributions are not used to harass or threaten (in the legal sense of those terms) any other person and to promote violence against a specific person or class of people.
- Your Contributions do not violate any applicable law, regulation, or rule.
- Your Contributions do not violate the privacy or publicity rights of any third party.
- Your Contributions do not violate any applicable law concerning child pornography, or otherwise intended to protect the health or well-being of minors.
- Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.
- Your Contributions do not otherwise violate, or link to material that violates, any provision of these Legal Terms, or any applicable law or regulation.
These Terms and Conditions were last updated on December 15, 2023.
Please read carefully BEFORE using this Site. These Terms and Conditions require the use of arbitration on an individual basis to resolve disputes, rather than jury trials or class actions. In addition, these Terms and Conditions limit remedies available to you in the event of a dispute.
BY ACCESSING OR USING THE SITE OR THE Ross & Associates APPS, OR PLACING AN ORDER FOR ANY OF THE SERVICES, YOU ARE ACKNOWLEDGING THAT YOU HAVE READ, UNDERSTAND, AND AGREE, WITHOUT LIMITATION OR QUALIFICATION, TO BE BOUND BY THESE TERMS AND CONDITIONS. IF YOU DO NOT CONSENT TO THESE TERMS AND CONDITIONS, YOU SHOULD IMMEDIATELY CEASE ALL USAGE OF THIS SITE AND OUR PRODUCTS AND SERVICES.
21. No Legal Services Provided
Ross & Associates is a document filing service. Ross & Associates is not a law firm. We are simply a company that provides assistance to you in connection with certain government filings. No attorney-client relationship is formed between you and Ross & Associates or any of Ross & Associates’s shareholders, subsidiaries, affiliates, directors, officers, employees, independent contractors, representatives, or agents, regardless of whether any of those individuals are attorneys.
The Site provides general information only and should not be relied upon by you as legal advice. Although we review your documents for completeness, spelling, grammar and internal consistency, we do not review your documents for legal sufficiency, nor do we provide any substantive legal review or make legal recommendations. When you use our Services, you are relying on your own professionals and knowledge. We strongly recommend that you seek the advice of an attorney, an accountant, and any other service provider as needed to review your individual facts and circumstances to make sure you are making the best choices for your business.
Ross & Associates’s legal name and physical location are: ROSS &ASSOCIATES MBSP LLC 3172 N Rainbow Blvd PMB 34263 Las Vegas , NV 89108.
22. User Content
Some parts of the Site, such as Ross & Associates Blog, user directories, message boards, or forums, may allow users to post information, text, images, audio, video, messages, and other materials (“User Content”). These features are designed to facilitate communication between users so they can obtain and exchange information, discuss ways to make better business decisions, and learn about ideas certain professionals may have. User Content is provided by third-party contributors, many of whom may use anonymous screen names. User Content may be inaccurate, incomplete, misleading, or deceptive. For example, the Site hosts Company Pages, which allow individuals who may not be affiliated with the Company. Ross & Associates does not endorse and is not responsible for any User Content. You acknowledge that by accessing the Site, you may come into contact with content (including User Content) that you find harmful, offensive, threatening, indecent, or objectionable, including, but not limited to, explicit language and other potentially offensive material, and you acknowledge that Ross & Associates shall have no liability with respect to such content. User Content should never be considered a substitute for professional advice.
You may post only legally and socially acceptable content. You may not post any User Content that is unlawful, fraudulent, discriminatory, threatening, abusive, libelous, defamatory, obscene, or otherwise objectionable, or that constitutes sexual, ethnic, racial, or other discrimination, or that is not relevant or constructive. You also must not post any User Content that contains proprietary information, trade secrets, confidential information, advertisements, solicitations, chain letters, pyramid schemes, investment opportunities, or other unsolicited commercial content (except as otherwise expressly permitted by us in writing), or User Content that encourages or causes spamming or flooding.
You are prohibited from posting any personally identifiable information, such as social security number, passport number, national identification number, insurance number, driver’s license number, immigration number, or any other similar number, code, or identifier. Posting such information may lead to identity theft and other adverse consequences. If such information is posted, the person responsible for posting it may be banned from the Site and reported for violating the law. Ross & Associates disclaims all liability for any posting of such identification information.
Ross & Associates reserves the right to remove any User Content at any time, without notice, in its sole and absolute discretion, but Ross & Associates does not undertake any obligation to do so. Ross & Associates reserves the right in its sole and absolute discretion to change or delete Company Pages and any other material displayed on the Site.
If you believe that any User Content violates these Terms and Conditions or our policies, please contact us immediately, so that we may have the opportunity to consider its removal.
The identity of persons posting User Content is not guaranteed to be kept confidential. We may disclose User Content and other relevant information to any third party, for any purpose that we deem appropriate. If you anonymously post User Content, your identity may be discoverable by request from a third party, or by subpoena or other legal process.
Section 230(c) of the U.S. Communications Decency Act provides that:
(1) Treatment of publisher or speaker: No provider or user of an interactive computer service shall be treated as the publisher or speaker of any information provided by another information content provider.
(2) Civil liability: No provider or user of an interactive computer service shall be held liable on account of
(A) any action voluntarily taken in good faith to restrict access to or availability of material that the provider or user considers to be obscene, lewd, lascivious, filthy, excessively violent, harassing, or otherwise objectionable, whether or not such material is constitutionally protected; or
(B) any action taken to enable or make available to information content providers or others the technical means to restrict access to material described in paragraph (1).
23. License to User Content and Feedback
The following applies to all content and material you submit to Ross & Associates, including User Content and all suggestions, improvements, or feedback you submit. As to the foregoing, you grant Ross & Associates a nonexclusive, worldwide, perpetual, irrevocable, fully paid, royalty-free, sub-licensable (through multiple layers of sub-licensees) right and license to make, use, sell, sublicense, reproduce, distribute, perform, display, prepare derivative works from, and otherwise exploit all such content and materials. Furthermore, you grant to Ross & Associates and its affiliates, licensees, and sublicensees the license to use your name, username, trademarks, and logos in connection with any such content and materials, including keywords in third-party Internet search engines. You waive all rights to any compensation or remuneration connected with the content and materials you submit.
You represent and warrant that: (a) you own the content and materials that you create or submit, or that you otherwise have the right to grant the license set forth in this section; and (b) such content and materials do not violate applicable law or the rights of any person or entity. You agree to pay for all royalties, fees, damages, and any other monies owed to any person or entity by reason of the use of that content and material. You agree to defend, indemnify, and hold harmless Ross & Associates and its affiliates from any claims arising from or related to any such content or materials.
If at any time it comes to your attention that any User Content created by you violates or may violate any right of any person, you agree to immediately modify or delete the User Content and to notify us, so we may take any additional steps we deem appropriate.
24. Access Rules
You agree not to access or attempt to access the Site by any means other than through the interface that is provided by Ross & Associates, unless you have been specifically allowed to do so in a separate written agreement with Ross & Associates. You agree that you will not engage in any activity that interferes with or disrupts the Site or the servers and networks that are connected to the Site. Unless you have been specifically permitted to do so in a separate written agreement with Ross & Associates, you agree that you will not reproduce, duplicate, copy, sell, trade, or resell any content within the Site for any purpose. You agree that you are solely responsible for any breach of your obligations under these Terms and Conditions, and that Ross & Associates has no responsibility or liability to you or to any third party for any such breach or its consequences.
You may not use the Site or the Ross & Associates Apps, or any information contained in them, for your own commercial gain, unless expressly permitted by us in writing.
You may not transmit to Ross & Associates or upload to the Site or the Ross & Associates Apps any harmful code such as viruses, worms, etc., that have the effect of damaging or disabling the Site or the Ross & Associates Apps, impairing any person’s access to them, or allowing you to obtain information about any other persons without their authorization.
You may not directly or indirectly use the Site or the Ross & Associates Apps to generate or facilitate unsolicited email or other communications (“spam”).
Ross & Associates reserves the right to use any lawful method to obtain information about and to block the activities of any user who violates these Terms and Conditions. Ross & Associates will have no responsibility or liability for suspending or terminating the access rights of any user. Ross & Associates reserves the right to drop any message with an .ade, .adp, .bat, .chm, .cmd, .com, .cpl, .exe, .hta, .ins, .isp, .jar, .jse, .lib, .lnk, .mde, .msc, .msp, .mst, .pif, .scr, .sct, .shb, .sys, .vb, .vbe, .vbs, .vxd, .wsc, .wsf, .wsh, or .zip attachment for any or no reason.
25. Registration; Contact Information
Some areas of the Site, including areas that may permit you to set up a Ross & Associates account, require you to register or provide an email address. If you so register, you agree to: (a) provide accurate and complete information about yourself (including your email address); (b) be responsible for the confidentiality and use of your username and password; and (c) not transfer or resell your account or access to the Site to any third party. Please note that any individuals with whom you have shared your username and password may receive access to information regarding your Ross & Associates account. Ross & Associates is not responsible and disclaims all liability if your email is used improperly or falsely by a third party. In some instances, multiple users may be linked to the same account (“a Linked Account”). All users within the same Linked Account have access to the communications and actions of all other users within the Linked Account, and you consent to such access. By registering for a Ross & Associates account, you agree to receive mandatory email updates regarding anomalous activity to your Ross & Associates account. Using an email address that is not yours is a violation of our Terms and Conditions, and we reserve the right to drop such email address.
We reserve the right at all times (but will not have an obligation) to terminate users or to reclaim usernames or URLs.
As part of its services to you, you agree that Ross & Associates may communicate with you on behalf of itself or of a third party. By providing Ross & Associates with your contact information, you expressly consent to receiving communication via the contact information. You may not restrict or revoke that consent without discontinuing use of Ross & Associates’s services.
If you establish an account, you are entirely responsible for all activities that occur under your account, whether authorized or not authorized. You agree to notify Ross & Associates of any unauthorized use of your account or any other breach of security that is known or should be known to you. Your right to use the Services is personal to you, and you agree not to resell or make any commercial use of the Services or the Information without the express written consent of Ross & Associates.
26. Third-Party Sites and External Sites
The Site may include links to other sites on the Internet that are owned and operated by online merchants and other third parties. You acknowledge that we are not responsible for the availability of, or the content located on or through, any third-party site. You should contact the site administrator or webmaster for those third-party sites if you have any concerns regarding such links or the content located on such sites. Your use of those third-party sites is subject to the terms and conditions and privacy policies of each site. We are not responsible for any content or services provided by these third parties, and we disclaim all liability from anything that may occur when you utilize such third parties. Your use of any such third-party services is solely at your own risk. We may stop offering any such third-party sites or services at any time.
27. Media Endorsements and Informational Videos
The videos uploaded on our Site are for informational and advertising purposes only. Their purpose is to endorse Ross & Associates and the Services. They are not meant to give you legal or tax advice. You cannot rely on the information provided in the videos without conducting your own research of laws and procedures in your state or jurisdiction.
28. Ross & Associates Site Applications (Ross & Associates Apps)
You agree that the Ross & Associates Apps may send you push notifications if you turn on receipt of notifications or sign up to receive notifications. You further acknowledge that your use of the Ross & Associates Apps may require use of your data plan from your cellular provider. You are responsible for payment of all data usage accrued based on your use of the Ross & Associates Apps, and Ross & Associates disclaims all responsibility for such data usage. In addition, if you allow Ross & Associates Apps to utilize location services, the Ross & Associates Apps may suggest to you and collect from you, certain information based on your geographic location.
29. Disclaimer of Warranties
THE SITE, THE Ross & Associates APPS, AND ALL MATERIALS, INFORMATION, SEARCH RESULTS, USER CONTENT, PRODUCTS AND SERVICES AVAILABLE ON OR THROUGH THE SITE OR THE Ross & Associates APPS ARE PROVIDED “AS IS,” WITH NO WARRANTIES WHATSOEVER, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, Ross & Associates AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS. Ross & Associates AND ITS AFFILIATES DISCLAIM ALL WARRANTIES REGARDING THE SECURITY, RELIABILITY, TIMELINESS, AND PERFORMANCE OF THE SITE, AND ALL MATERIALS, INFORMATION, USER CONTENT, SEARCH RESULTS, PRODUCTS, AND SERVICES AVAILABLE ON OR THROUGH THE SITE. Ross & Associates AND ITS AFFILIATES DISCLAIM ALL WARRANTIES FOR SERVICES OR GOODS RECEIVED THROUGH OR ADVERTISED ON THE SITE OR RECEIVED THROUGH ANY LINKS MADE AVAILABLE BY Ross & Associates.
Ross & Associates shall have no liability for any interruptions in your access to the Site, the Ross & Associates Apps or the Services. Ross & Associates further disclaims all liability for any technical problems that interfere with your access to the Site or the Ross & Associates Apps, including but not limited to failure of any telephone network or service, software errors, or failure of email delivery. This disclaimer covers injury or damage to your or to any other person’s computer, mobile device, or other hardware or software.
YOU UNDERSTAND AND AGREE THAT YOU DOWNLOAD OR OTHERWISE OBTAIN MATERIAL OR DATA THROUGH THE USE OF THE SITE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM DOWNLOADING OR OBTAINING ANY SUCH MATERIAL OR DATA.
Ross & Associates disclaims all responsibility and liability for the accuracy, completeness, legality, reliability, operability, and availability of information or material displayed in or linked from any search results (including name searches, trademark searches, or Ross & Associates Partner Program searches) or otherwise made available on the Site by Ross & Associates, users or third parties, regardless of whether the information or material is paid for.
Ross & Associates disclaims all responsibility and liability for the accuracy, completeness, and reliability of information provided by Ross & Associates regarding most popular entity structures, filing fees, estimated processing time requirements, popular states for filings, and common user responses to questions. You acknowledge you are not paying Ross & Associates for the aforementioned information. Ross & Associates disclaims any responsibility for the deletion, failure to store, mis-delivery, or untimely delivery of any information, emails, alerts, or material (including User Content). Ross & Associates further disclaims any responsibility for any harm resulting from downloading or accessing any information or material on the Site or on other sites or services on the Internet accessed through the Site.
30. Limitation of Liability
Ross & Associates’s liability shall be limited in all cases to only those amounts paid to Ross & Associates for Services as outlined in the Ross & Associates Guarantee.
EXCEPT AS OTHERWISE PROVIDED HEREIN, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NEITHER Ross & Associates NOR ITS AFFILIATES SHALL BE LIABLE TO ANY USER ON ANY CLAIM IN WHOLE OR IN PART ARISING FROM OR RELATED TO THAT USER’S USE OF, MISUSE OF, OR RELIANCE ON THE SITE, THE Ross & Associates APPS OR THE SERVICES.
EXCEPT AS OTHERWISE PROVIDED HEREIN, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NEITHER Ross & Associates NOR ANY OF ITS SHAREHOLDERS, SUBSIDIARIES, AFFILIATES, DIRECTORS, OFFICERS, INDEPENDENT CONTRACTORS, AGENTS OR EMPLOYEES SHALL BE LIABLE FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL, OR INCIDENTAL DAMAGES, OR DAMAGES FOR LOST PROFITS, LOSS OF REVENUE, OR LOSS OF USE, IN WHOLE OR IN PART ARISING FROM OR RELATED TO THE SERVICES, THE SITE, OR THE Ross & Associates APPS. THIS LIMITATION APPLIES TO CLAIMS BASED ON CONTRACT, TORT, STATUTE, EQUITY, OR ANY OTHER THEORY, EVEN IF Ross & Associates HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS LIMITATION APPLIES TO THE COSTS OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, LOST PROFITS, AND LOST DATA.
We are not responsible for advising you with respect to your obligations to maintain your legal entity, or to comply with corporate formalities, or to file annual reports, tax returns, or any other filings, fees, taxes, or documents due to be filed or submitted to a government office. You assume all liability for tax consequence of any filing you make, or Ross & Associates makes on your behalf. Our sole responsibility is to provide assistance to you in preparing your forms as per your instructions and filing them with the designated governmental body.
Without limiting the foregoing, under no circumstances shall Ross & Associates or its affiliates, or its or their third-party licensors, be liable for any delay or failure in performance resulting in whole or in part from causes beyond its or their reasonable control, including, without limitation, Internet failures, equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, epidemics, shortages of labor or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, non-performance of third parties, or loss of or fluctuations in heat, light, or air conditioning.
31. Governing Law and Dispute Resolution
Our Site is operated and provided in the State of Nevada. The laws of the State of Nevada govern these Terms and Conditions and your access to the Site, the Ross & Associates Apps and the Services, without giving effect to any choice of law rules. We make no representation that our Site, the Ross & Associates Apps or the Services are appropriate, legal or available for use in other locations. Subject to the “Arbitration of Disputes” section below, you agree to submit all claims arising from or related to your relationship with us to the exclusive jurisdiction of the state and federal courts in Nevada, and you waive any objections to jurisdiction, venue or forum. In any action between us, the prevailing party shall be entitled to recover its attorneys’ fees and costs.
32. Arbitration of Disputes
We encourage you to speak with counsel of your own choosing before using this Site or completing any purchase to better understand this arbitration provision.
If any disputes arise, please call our customer support center at (+1)725.324.7787. If our customer support center is unable to resolve the matter to your satisfaction, you and Ross & Associates each agree to submit the dispute either to small claims court or to binding arbitration. If the total amount in dispute is $10,000.00 or less, the claim(s) shall be filed in small claims court, and the decision of the court shall be final. If the total amount in dispute is more than $10,000.00, the claim(s) shall be submitted to binding arbitration, as follows.
The party who intends to seek arbitration must first send, by U.S. certified mail, a written notice of dispute to the other party. The notice must describe the nature and basis of the claim or dispute and set forth the specific relief sought. The parties then shall attempt in good faith to informally resolve the dispute. If no resolution is reached within 30 days after the notice is received, either party may commence an arbitration proceeding, in accordance with the Comprehensive Arbitration Rules & Procedures of the Judicial Arbitration and Mediation Service (JAMS), available at www.jamsadr.com. The arbitration shall be conducted in , Nevada, before a single arbitrator. The fees of the arbitrator shall be shared equally between the parties.
The parties agree that, by assenting to these Terms and Conditions, they are each waiving the right to a trial by jury.
In consideration for your access to the Site and the Services, you agree not to sue Ross & Associates as a class plaintiff or representative plaintiff or to participate, as a class member or otherwise, in any representative action against Ross & Associates. Nothing in this paragraph limits your rights to assert any individual claim in accordance with these Terms and Conditions.
33. Information or Complaints
If you have a question or complaint regarding the Site, please contact us via our contact page at: https://rossandassociatesmbsp.com/contacts. Nevada residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the Nevada Department of Consumer Affairs by mail at 3172 N Rainbow Blvd PMB 34263 Las Vegas , NV 89108, or by telephone at (+1)725.324.7787.
34. Indemnification
You agree to indemnify, defend, and hold harmless Ross & Associates, its shareholders, subsidiaries, affiliates, directors, officers, independent contractors, agents and employees, from any claim or demand, including reasonable attorneys’ fees and costs, made by any third party arising from or related to: (a) your use of the Services, the Site, or the Ross & Associates Apps, or any of the information contained therein; (b) a violation of these Terms and Conditions; or (c) infringement by you, or other user of the Services using your computer or account, of any intellectual property or any other right of any person or entity. If we are threatened by a third party, we may seek written assurances from you concerning your promise to indemnify us. Your failure to provide these assurances may be considered by us to be a breach of these Terms and Conditions, without otherwise limiting our rights in any respect.
35. Refunds and Returns
Refunds will be issued only pursuant to the Ross & Associates Guarantee and these Terms and Conditions. If you are not satisfied for any reason with our Services, you may request a refund of our service fees; contact our customer service team. If we make an error in filing your documents, we will promptly correct the error at no additional charge to you. The Ross & Associates Guarantee is limited to the refund of Ross & Associates’s service fees and DOES NOT INCLUDE: REFUNDS FOR GOVERNMENT FEES, whether state, federal or local; payments made to any other third parties in connection with the Services provided (such as payments to state or county agencies, federal agencies, newspapers for publication requirements, or notary fees); or shipping and handling fees. You agree that refunds will be issued only if a request for a refund is made within 10 days of purchasing the Service, and that no refunds will be issued if the request for a refund is made more than 10 days from the date the Service is purchased. No refunds will be issued for any reason if documentation was sent to you for your signature, and you did not return it within 10 days of the date we sent it. If there is a physical product received as part of the purchase, the product must be returned to us at ROSS &ASSOCIATES MBSP LLC 3172 N Rainbow Blvd PMB 34263 Las Vegas , NV 89108, within 10 days of the original product ship date to qualify for a refund.
36. Payment of Fees
As consideration for the Services, you agree to pay us the applicable service(s) fee as posted on the Site at the time you place your order. All fees payable hereunder are non-refundable except as otherwise provided in the Ross & Associates Guarantee and in these Terms and Conditions. You further agree to provide current, complete, and accurate information throughout the application process and to keep that information current, complete, and accurate throughout the time in which the Services are provided.
37. Right to Refuse to Provide Service
Ross & Associates reserves the right to cancel any account and refuse to provide services to anyone, for any reason, at any time.
38. Returned Checks
A fee of $25 will be added to all checks returned to Ross & Associates or that fail to clear for any reason. This is in addition to any fees your bank may impose.
39. Your Information and Email Transmissions
You are required to take appropriate precautions when sending us any information that may be considered private or confidential. Except as otherwise provided in our Privacy Policy or required under applicable law, we are under no obligation to keep anything you send to us confidential. When you send us an email or other communication, you do so at your own risk. When we send you an email or other communication, we do not use encryption software, and you agree to assume the risk of interception of such messages.
40. Agents
If you are an agent acting on behalf of another in any capacity, as an attorney, an accountant, or otherwise, then you agree to be bound by these Terms and Conditions, and you warrant and represent that you have authorization to bind your client or principal. If you are the client or principal of an agent who is using the Site to purchase Services, then you agree to be bound by these Terms and Conditions as if you were making the purchase directly.
41. Modifications and Interruption to Service
Ross & Associates reserves the right to modify or discontinue access to and operation of the Site, the Ross & Associates Apps, and the Services with or without notice. We shall not be liable to you or any third party should we exercise that right. You acknowledge and accept that Ross & Associates does not guarantee continuous, uninterrupted or secure access to the Site and that operation of the Site and the Ross & Associates Apps in provision of the Services may be adversely affected by numerous factors or circumstances within or outside of our control.
42. Compliance with Laws
You are responsible for compliance with all applicable law. You may not use the Site, the Ross & Associates Apps, or the Services in any way that violates applicable state, federal, or international laws, regulations, or other government requirements. You further agree not to transmit any material that encourages conduct that could constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable law or regulation.
43. Copyright and Trademark Information
All content included or available on the Site, including Site design, text, graphics, interfaces, and the selection and arrangements thereof is Copyright © Ross & Associates, Incorporated, 2009-<<YEARNOW>>, with all rights reserved, or is the property of Ross & Associates or third parties, and is protected by applicable law. Any use of materials on the Site, including reproduction for purposes other than those noted above, modification, distribution, or replication, any form of data extraction or data mining, or other commercial exploitation of any kind, without prior written permission of an authorized officer of Ross & Associates is strictly prohibited. You agree that you will not use any robot, spider, or other software, device, or process to monitor or copy any portion of the Site without prior written permission of an authorized officer of Ross & Associates.
Ross & Associates is trademarks of Ross & Associates, Incorporated. Our trademarks may not be used in connection with any product or service that is not provided by Ross & Associates, in any manner that is likely to cause confusion among customers, or in any manner that disparages Ross & Associates.
All other trademarks displayed on the Site are the trademarks of their respective owners and constitute neither an endorsement nor a recommendation of any product or service of those owners. In addition, such use of trademarks or links to the websites of third parties is not intended to imply, directly or indirectly, that those third parties endorse or have any affiliation with Ross & Associates.
44. Claims of Infringement
The Digital Millennium Copyright Act of 1998 (the “DMCA“) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that materials hosted by Ross & Associates infringe your copyright, you or your agent may send us a notice requesting that the material be removed or access to it blocked. The notice must include the information required by the DMCA; see http://www.loc.gov/copyright/ for details. DMCA notices may be sent in writing to Ross & Associates Copyright Notice, 3172 N Rainbow Blvd PMB 34263 Las Vegas , NV 89108. We suggest that you consult your legal advisor before submitting a notice.
If you believe in good faith that a notice of copyright infringement has been wrongly submitted against you, the DMCA permits you to send Ross & Associates a counter-notice.
For claims of infringement that do not involve a U.S. copyright, please contact us at info@rossandassociatesmbsp.com.
45. Amendments
We reserve the right, at any time, to modify, alter, or update these Terms and Conditions without prior notice. Modifications shall become effective immediately upon being posted at rossandassociatesmbsp.com. Your continued use of the Site, the Ross & Associates Apps, or the Services after amendments are posted constitutes an acknowledgment and acceptance of those modifications.
46. Severability
If any provision of these Terms and Conditions is determined to be unlawful, void, or unenforceable for any reason, the other provisions (and any partially enforceable provision) shall not be affected thereby and shall remain valid and enforceable to the maximum possible extent.
47. Assignment
You agree that your obligations under these Terms and Conditions and any other agreements between you and us may be assigned by Ross & Associates, in our sole discretion, to a third party as we deem appropriate in our sole discretion.
48. Waiver
Waiver of any provision herein shall not be deemed a waiver of any other provision herein, nor shall waiver of any breach of these Terms and Conditions be construed as a continuing waiver of other breaches of the same or other provisions of these Terms and Conditions. Neither failure nor delay on the part of Ross & Associates to exercise any right, remedy, power or privilege hereunder nor course of dealing between the parties shall operate as a waiver thereof, or of the exercise of any other right, remedy, power or privilege.
49. Miscellaneous
By accessing or using the Site, the Ross & Associates Apps, or the Services, you signify your assent to these Terms and Conditions and agree to comply with all applicable laws and regulations, including U.S. export and re-export control laws and regulations, copyright laws, and other laws regarding intellectual property. You represent, warrant, and covenant that you are not (a) located in, or a resident or a national of, any country subject to a U.S. government embargo or other restriction, or that has been designated by the U.S. government as a “terrorist supporting” country; and (b) are not on any of the U.S. government lists of restricted end users. The materials on the Site are provided with “Restricted Rights.” Use, duplication, or disclosure by the government is subject to restrictions as set forth in applicable laws and regulations. Use of the materials by the government constitutes acknowledgment of Ross & Associates’s proprietary rights in them.
50. Registered Agent Services
In addition to the other Ross & Associates terms, these Supplemental Terms and Conditions apply for users of our Registered Agent Services (“RA Services”) and create legally enforceable rights and obligations between you and Ross & Associates detailing your use of the RA Services. These Terms and Conditions are effective as of the date you accept them by purchasing the RA Services, accepting a promotional trial thereof, or purchasing a package that includes RA Services (the “Effective Date”). Please read these Supplemental Terms and Conditions carefully.
Ross & Associates’s statutory representation services are limited to the receipt and forwarding of items covered under the state statutes. Ross & Associates will forward your service of process and any official state or government documents by uploading them to your online account. If items are too big to scan into our database, we will forward via regular mail after scanning the first pages of the document into our database.
The use of our Services does not create any relationship with the user or the user’s client other than a contractual relationship. Ross & Associates does not own the entities it represents or have any interest in them. Ross & Associates has no obligation to forward any items if the user or the user’s client are no longer using the Services. Ross & Associates has no obligation to forward items sent without an agreement to provide the Services. The user and/or the user’s client assume all liability for items delivered to Ross & Associates without an agreement, and the user and the user’s client will be held jointly liable for our reasonable fees associated with any efforts we undertake on either of their behalf.
If you are an attorney or other agent acting on behalf of your client with respect to our RA Services, then you agree to indemnify and defend us and hold us harmless from any liability arising from or related to your intentional or negligent failure to forward any service of process to your client.
If you are a CPP Member, then you authorize us to contact your client directly for the sole purpose of forwarding any legal process or other document we receive that is addressed to your client. By obtaining this authorization, we are not undertaking to forward those documents. We will not contact your client directly for any other purpose.
You may not submit a “change of address” request with the United States Postal Service, designating our address as your new address.
51.1. Cancellation of the Registered Agent Service
You may cancel the RA Service at any time. If you wish to cancel, you must properly file, with the appropriate government agency, the documents required to remove Ross & Associates and/or its affiliates as the Registered Agent for your business entity. In most jurisdictions, the law requires that you appoint a Registered Agent. Rules and regulations governing who may act as a registered agent vary by state. To properly cancel the RA Service with Ross & Associates, you must provide proof that you have effectively removed Ross & Associates and its affiliates as your agent for service of process. Upon providing such proof, and upon your written request, Ross & Associates will terminate all subscriptions for RA Service for the entities and jurisdictions you would like to cancel and will stop accepting service of process on your behalf. In addition, all alerts for your RA Service shall cease, and we will no longer forward any service of process or other mail to your provided contact. Immediately upon cancellation, the user and the user’s client assume all responsibility for proper delivery and handling of all legal process.
51.2. Termination of the Registered Agent Service
Ross & Associates may terminate your RA Service and stop serving as your registered agent if: (a) you fail to provide accurate, complete, and current information as requested or required by Ross & Associates or your Registered Agent; (b) we are unable to locate you after reasonably diligent efforts; (c) you fail to pay any amounts owed when due; (d) we suspect illegal activity; or (e) we choose to do so for any other lawful reason.
If your Services are terminated for any reason, you agree to update all public and private records and file all appropriate forms and notices to terminate any role or status Ross & Associates and its affiliates have in connection with you or your client. After termination of the Services, any First-Class Mail that your Registered Agent receives on your behalf will be marked “Return to Sender.” All other communications will be destroyed.
YOU WAIVE AND RELEASE Ross & Associates, YOUR REGISTERED AGENT, AND THE AFFILIATES OF EACH FROM COMPLIANCE WITH ANY OBLIGATION TO FORWARD OR RE-MAIL NOTICES OR MAIL RECEIVED AFTER YOUR SUBSCRIPTION HAS BEEN TERMINATED. YOU SPECIFICALLY AGREE THAT YOUR REGISTERED AGENT HAS NO OBLIGATION TO FORWARD OR RE-MAIL NOTICES OR MAIL TO YOU. YOU AGREE TO HOLD Ross & Associates, YOUR REGISTERED AGENT, AND THE AFFILIATES OF EACH HARMLESS FROM ANY CLAIM TO THE CONTRARY. THE RELATIONSHIP IS TERMINATED AT THAT POINT, AND Ross & Associates DOES NOT HAVE ANY RESPONSIBILITIES TO YOU. At Ross & Associates’s discretion, Ross & Associates may officially resign from its position, even if that puts your company in default or causes it to lose any license, good standing, or other approval. You agree to compensate Ross & Associates for all associated fees in drafting and filing any such documents.
You represent and warrant to us that anyone with access to your user account is authorized to terminate the RA Service.
You hereby release Ross & Associates and its affiliates from all responsibility and liability for communications, notices and legal process Ross & Associates or its affiliates might receive after the termination of the RA Service.
51.3. You Must Notify Us of any Changes to Information
You are responsible for advising us of address and persons authorized to receive notifications, reports, processes, and legal matters. You grant to us and our affiliates the authority to receive and open all items delivered to us on your behalf. We are authorized to rely on contact information and instructions provided by you when we forward items. Changes to contact information and instructions will be effective after we have entered them into our database. We are not liable for misdelivered items.
51.4. You Must Accept Mail and Email from Us
At our request, you must sign for or otherwise acknowledge your acceptance of all mail sent to you by your Registered Agent. If you refuse to accept mail or email forwarded to you, you will bear any costs of return shipping of the mail. Further, we shall not be responsible for the returned mail, nor do we have any obligation to resend that mail or email. If you are utilizing RA Services, we strongly suggest that you add our domain (rossandassociatesmbsp.com) to your white list of allowed email senders, to ensure you receive timely notifications of legal proceedings and other compliance matters.
52. Document Storage
You acknowledge and agree that we have no responsibility or liability to store any mail, legal notices, messages, documents, or other content received or transmitted. We may subcontract any third-party services for any work, obligations, or other performance required under these Terms and Conditions without your consent. Unless explicitly stated otherwise, any new features that augment or enhance the current Services are subject to these Terms and Conditions.
53. Service Fees
You must pay all fees, including filing fees, for the services you are requiring in accordance with the terms in effect at the time of your purchase. Ross & Associates may increase its fees for these Services to you effective the first day of a given period by providing you notice of the new fees at least thirty (30) days before providing the Services. If you do not cancel the Services, you will be deemed to have accepted the new fee and any other renewal terms. If you add a product or service to your subscription, Ross & Associates may, in its sole discretion, charge you a prorated portion of the cost to align your renewal date with your current subscription.
You assume liability for charges incurred as a result of services performed by us on your behalf or at your direction, that are in addition to services bought online or paid for in advance.
53.1. Automatically Renewing Service
For automatically renewing Services, your Service will renew automatically at the end of the initial term and at the end of each successive renewal term until you notify us in writing that you want to terminate the Services. If you do not notify us, your credit card will automatically be charged for the renewal term. Ross & Associates may adjust your renewal date in subsequent renewal periods without notice. This will be reflected by a charge to your account on a prorated basis according to the number of days that have passed since the date of your latest renewal charge. If a charge made to your account is declined, Ross & Associates may make up to five attempts to bill that card over a 30-day period. Ross & Associates may obtain automatic updates for any expiring credit cards you have provided.
53.2. Non-Automatically Renewing Service
If you have not opted for automatic renewal of your Service, the renewal will be invoiced approximately two months before the start date of such renewal terms, with your due date set no later than the first day of the renewal term. If a charge made to your account is declined, Ross & Associates may make additional attempts to bill that card over a 30-day period. If payment is more than 15 days late, there will be a late payment penalty of $20.00. If the account is more than 30 days past due, Ross & Associates may terminate the Services and cancel your subscription.
54. Entity Formation Authorization and Release
For corporate formations: You authorize us and any of our employees, agents, or designees to act as incorporator of the corporation on your behalf. You warrant and represent, under penalty of perjury, that the information you are submitting is true to the best of your knowledge and that you have no intent to deceive or defraud us or any third parties. You further acknowledge that the individual designated by us as the incorporator is NOT a shareholder, director, officer, or other interested party and has no real liability, on-going duty, or other significance. The sole function of the person designated as incorporator of the corporation is to file Articles of Incorporation and other required documents with the appropriate state office.
For limited liability company formations: You authorize us and any of our employees, agents, or designees to act as organizer of the limited liability company on your behalf. You warrant and represent, under penalty of perjury, that the information you are submitting is true to the best of your knowledge and that you have no intent to deceive or defraud us or any third parties. You further acknowledge that the individual designated by us as the organizer of the LLC is NOT a member, manager, or other interested party and has no real liability, on-going duty, or other significance. The sole function of the person designated as organizer of the LLC is merely to file the LLC agreement and other required documents with the appropriate state office.
Government Filing Requirements: We are not responsible for advising you or reminding you of any requirements or obligations of any governmental body, whether federal, state or local. This includes but is not limited to any obligations to make filings or pay required taxes or fees. Our sole obligation is to submit the filing as requested by you in your purchase of Services from us. You agree to take sole responsibility for ongoing business entity maintenance requirements and corporate formalities.
55. Express, Rush, and Delayed Filing Requests Users
We offer various filing services and multiple processing speed options.
The time required to process an Express or Rush filing depends on each state’s specific processing time requirements and constraints. We cannot guarantee that your document will be filed within the time you desire, since we do not control the government entities that process the filings. We assume no liability for the government’s delayed filing of your documents.
Delayed Filing Requests are defined as when you request your business entity to be filed on a specific day in the future, or after a specific date such as the first of the year. If the documents are filed BEFORE your requested delayed date of filing, we will offer a full refund of our fees excluding filing costs. We assume no liability for any consequences of the different filing dates other than what is stated above. NOTE: We CANNOT guarantee a specific date of filing; we can offer only to submit a filing AFTER a specific date.
56. Business Name Search and Filing Services
If you are using a Site area or Services that involve selecting a business name (including but not limited to: business name reservations, business name registrations, incorporation or LLC filings, and DBA or fictitious business name filings), then you will provide us with a name you have selected for that site area or specific Service. You agree that you are responsible for the spelling of the name you have provided, that you have double-checked it, and it is the spelling you desire. You understand that once you have submitted your order and once the documents have been submitted for filing to the government office, the name cannot be changed, unless you request a name change and pay the appropriate fees to us.
We cannot and do not check to see whether the name you select, or the use you make of such name, infringes on the legal rights of others. We encourage you to seek the advice of counsel to investigate whether the name you select, or its use, infringes on the rights of others. When you submit your order, you represent that such name does not infringe on the rights of others and that the name is not being registered for an unlawful purpose. You agree to hold us harmless against any and all claims arising from or related to any third parties’ rights regarding the use of the name.
If your desired business filing includes the registration of a business name, then once you select your desired business name and provide it to us, we will perform a preliminary, non-binding name availability search in the appropriate jurisdiction to determine whether it is available to be used in the state of filing. This name availability search is being conducted strictly for the purpose of determining the likelihood that the requested state filing will be successful for a given name. If your provided name is not available, we will then move on to your second or third choice (if applicable). If you wish to cancel the filing process upon notice that the entity name(s) you have chosen is/are unavailable, we will gladly cancel your filing request and refund the service fees paid to us minus any state or government fees that may have been paid in an effort to secure your desired name. You may request a cancellation of your order by providing a written request for cancellation to us, and we will cancel your order upon receipt of notice and process any refunds as per the guidelines stated under Refunds and Returns.
If you do not include the proper corporate indicator at the end of your entity name, (i.e., “Inc.”, “Incorporated”, “Corp.” “Corporation”, “Limited Liability Company” or “LLC”), we will add the “Inc.” or “LLC” suffix at the end of your entity name to complete the processing of your document filing request in those states where required. We cannot guarantee that the name will be available at any time during the process, even if you have reserved it. You acknowledge that registering or reserving a name does not guarantee that the name will ultimately be available or that it will not be challenged by a third party. You may not rely on the name of your entity or state to any person that your entity has been formed until you receive original, state-issued and approved, entity formation documents, such as Articles of Incorporation or Organization. We strongly recommend that you not create any marketing or promotional materials, including websites, company business cards, or brochures, until you receive those documents.
You understand that a corporate name that is available for registration MIGHT STILL INFRINGE ON THE TRADEMARK RIGHTS OF ANOTHER. We are not rendering an opinion as to whether use of your desired business name may infringe upon the rights of others.
Ross & Associates makes no warranties or guarantees regarding the accuracy of the name search results.
The phone number and email address information that you provide to us will be used by a Ross & Associates representative to contact you and follow up with you regarding your name availability results. Phone communication will be attempted at least 3 times and email communication will be attempted at least 7 times with no further communication unless you are subscribed to another mailing list or we must communicate with you for administrative or billing purposes.
If you wish to unsubscribe yourself from any Ross & Associates marketing email campaigns and/or communication, including being apprised of your name availability results via phone or email, you may contact us at: (+1)725.324.7787 or email your inquiries to our support team at info@rossandassociatesmbsp.com with your unsubscribe requests.
57. Trademark Search and Filing Services
Ross & Associates updates its databases with the latest trademark information available from the United States Patent and Trademark Office (USPTO). The accuracy and integrity of the data is NOT guaranteed. Ross & Associates and its affiliates, agents, licensors, and third-party providers hereby disclaim all representations and warranties as provided elsewhere in these Terms and Conditions. Any liability arising from the use or our website or of the preparation of a trademark search report is limited to a refund of the search fee paid (if any).
Many factors determine whether a mark may be successfully registered with the USPTO. Such factors include whether the mark: (a) is being “used in commerce” within the meaning of trademark law; (b) properly identifies the source of the goods or services; (c) is confusingly similar to or dilutes other marks; or (d) is generic or merely descriptive of the products or services associated with the mark.
Ross & Associates DOES NOT interpret your search results to determine whether your trademark is available for use or registration or whether its use may infringe upon the rights of others. Such a determination may be made only by you or your attorney.
58. Payroll Tax Registration Services
By requesting to use our payroll tax registration services (in the states where we offer those services), you authorize us to create an account in your business’ name with the appropriate state office, and you agree to execute any additional written authorization that we may request in order to perform those services. Ross & Associates does not undertake responsibility to create or file any forms, reports, or other documents in connection with any of your obligations with respect to payroll matters. The scope of our service is solely to create the account on your behalf, and then supply you or your payroll service or other designee with the account credentials, following which we will take no further action with respect to payroll matters.
59. Alerts, Notifications, BIZAlerts® and Compliance Monitoring Users
Ross & Associates offers alerts for important due dates and filing deadlines for businesses. We refer to this service as:
Alerts and Notifications
Corporate Compliance Alerts
Corporate Compliance Monitoring
Business Monitoring
BizAlerts®
“Corporate compliance” refers to the federal, state, and local rules required to keep your business entity in good standing with the state where it is registered.
We will reach out to you through calendar alerts to remind you of certain upcoming filing deadlines. Our system and its notifications are limited to only certain type of filings. Local, industry-specific, licensing, and tax issues are not included as part of this state filing service. We make no guarantees or warranties about the compliance alerts described herein. We are not liable if you miss a filing deadline. You must conduct your own research to ensure you are compliant with applicable laws. We reserve the right to make changes or updates to this service at any time. You are responsible for informing us of changes to your email or phone number.
60. Business Structure Wizard
On our Site, through an Application called “Business Structure Wizard,” we offer self-help “fill in the bubble” questionnaires to educate you about which benefits are usually associated with the different types of business structures. You understand that your use of this application is neither legal advice nor the practice of law, and that each form and any applicable instructions or guidance are not customized to your particular needs. Further, these forms do not contain any tax advice. You should consult a lawyer or a tax specialist if you have any questions requiring professional advice. We make no representation that the materials on these pages are appropriate or available for use in any particular location. Those who choose to access these pages do so on their own initiative and are responsible for compliance with local laws.
We grant you a limited, personal, non-exclusive, non-transferable license to use our application for your own personal internal business use.
61. Nevada Users
The following additional terms, conditions, and disclosures apply to forms or templates to be filed in the State of Nevada.
Pursuant to N.C. General Statute Section 84-2.2, residents of Nevada have the opportunity to Review Completed Forms Prior to Purchase. Residents of Nevada will be provided a means to see the blank template or completed form before finalizing a purchase of that document. If you are forming a Nevada entity and do not receive an opportunity to review your completed form prior to purchase, please contact us at (+1)725.324.7787 or via email at info@rossandassociatesmbsp.com, so that we can ensure you are given this opportunity before your purchase becomes final or you are billed for your purchase.
61.1. Review of Nevada Forms
All forms relating to Nevada entities are reviewed at least annually by an attorney licensed to practice law in the State of Nevada. Upon written request, Ross & Associates will provide Nevada consumers with the name and address of the reviewing attorneys, as well as the date of the last such review.
61.2. Disclaimer of Rights/Warranties and Venue Provisions
Nevada General Statutes Sections 84-2.2(a)(5) and (6) shall supersede any provisions herein which limit a consumer’s recovery of damages or remedies with respect to forms or templates to be filed in Nevada, which limit or disclaim any warranties or liability, or which provide for jurisdiction or venue outside of Nevada with respect to Nevada forms or templates.
Further, under the Federal Arbitration Act, 9 U.S.C. § 2, the Nevada statute does not affect an arbitration provision. Accordingly, the provisions herein relating to arbitration remain applicable to Nevada forms and templates. If you are purchasing a Nevada form or template, you expressly agree to the Ross & Associates arbitration clause.
61.3. Consumer Satisfaction Process
If you at any time become concerned that Ross & Associates is engaged in the unauthorized practice of law in Nevada, please inform us by telephone at (+1)725.324.7787, by email at info@rossandassociatesmbsp.com, or by mail at Ross & Associates, Incorporated, Attention: Legal Department, 3172 N Rainbow Blvd PMB 34263 Las Vegas , NV 89108. We will immediately relay any such concern to the Nevada State Bar.
In addition, if you are not satisfied with any of our services, please contact us immediately for a friendly and courteous resolution at info@rossandassociatesmbsp.com or via telephone at (+1)725.324.7787.